Access to capital shouldn’t be out of reach. B:Side provides responsible, affordable small business lending for entrepreneurs who may not meet traditional credit requirements. Whether you need working capital to strengthen an early-stage business or you’re ready to purchase commercial real estate, we offer flexible financing options designed to move your business forward.
Flexible SBA 504 financing for Colorado, Utah, New Mexico, and Arizona small business owners looking to purchase commercial real estate, long-lasting equipment, or expand operations.
B:Side partners with banks and credit unions nation-wide as a Lender Service Provider, giving lenders the support needed to process this government guaranteed program. While we don’t offer SBA 7(a) loans directly, it’s important that business owners understand the wide range of uses and benefits this program offers.
Responsible capital for early-stage to established businesses that need working capital, debt refinance, or growth funds to build momentum and create future lending opportunities.
B:Side University offers free, practical webinars for small business owners, covering finance, operations, marketing, and more. Led by the B:Side Fund team and expert partners, each session delivers real-world guidance you can use right away.
Running a business takes more than funding—it takes guidance and reliable resources. Explore our blog for practical small business insights and connect with state-specific organizations in Colorado, Utah, New Mexico, and Arizona for local support and tools.
The world is complicated, and leading with clarity isn’t always easy. The B:Side Way offers practical guidance to help you navigate challenges, support your team, and stay grounded in what matters most.
Each week, our CEO, Chris Myers, shares leadership insights shaped by B:Side’s mission, culture, and commitment to small business communities. Subscribe for full access to his newsletters and leadership content.
Take the first step toward responsible, affordable small business lending. Use our AI-driven eligibility check to see if we’re the right fit for your financing needs.
We are here to answer any questions you may have on getting a small business loan. You can contact us anytime or explore the list below.
The fastest way to check if you are potentially eligible for one of our programs is to complete our brief Eligibility Check. Based on your answers, our team will follow up with next steps.
Eligibility depends on factors such as your business stage, revenue, location, and funding needs. If your business is not currently a fit, we will connect you with other community resources to help you prepare for future financing.
Although it varies based on each business situation, basic eligibility criteria includes:
We offer several loan programs that help businesses at various stages finance a wide range of needs. Our loan programs range from $10,000 up to $5.5 million.
Through B:Side Fund, we offer smaller loans up to $150,000 in Colorado and up to $75,000 in New Mexico. Learn more here.
Through B:Side Capital, we offer SBA 504 loans up to $5.5 million primarily for commercial real estate or capital equipment. Learn more here.
We also support banks and credit unions with back office support to help them process SBA 7(a) loans. Learn more here.
Interest rates vary depending on the loan program and funding source.
Contact us to learn more about our different rates.
To apply, begin by completing our brief Eligibility Check. If your business appears to qualify, we will set up a time to connect before proceeding with your application.
If you are not currently eligible, we will provide guidance and resources for other organizations that may be able to help.
Feel free to reach out to a Client Relations Officer in your area to discuss whether or not your business is eligible for a loan.
If you are an existing borrower and need assistance with loan payoffs, balance requests, or other servicing matters, please visit our Current Borrower Portal. You can also email servicing@bside.org or call 303.657.0010.