LSP Services

SBA 7(a) Lender Support

Your local non-profit Lender Service Provider (LSP)

Small Business Administration (SBA) lending can be complex, but it doesn’t have to slow your team down. As your non-profit Lender Service Provider (LSP), B:Side Capital helps process your SBA 7(a) loans so you can expand your SBA portfolio, without needing in-house expertise and reduces overhead.

Partnering with B:Side gives your lending institution the confidence of a 75–85% SBA guarantee while helping more small businesses access responsible capital nationwide. You maintain your client relationship; we support you throughout the SBA 7(a) lifecycle with expertise, transparent pricing, and response times that consistently exceed industry standards.

Full underwriting, with financial analysis and credit memo preparation
Submission of SBA 7(a) files through delegated or non-delegated channels
Closing support with customized SBA 7(a) checklists
Enhanced servicing and liquidation support
IRS Form 8821 submission and tax return reconciliation
Post-approval modifications and servicing actions
Review of lender credit memos
Loan structure and comprehensive eligibility analysis
Screen-out management with proactive follow-up support
Preparation and completion of all required SBA forms
Custom lender trainings and education
SBA credit policy review and guidance
Post-close audits and compliance review
strategic benefits

Unlock New Lending Opportunities

Designed to reduce risk, expand your credit box, and grow SBA lending revenue.

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Type of SBA 7(a) Loan Assistance

Comprehensive SBA 7(a)
Loan Support

Support across standard, small, and specialized SBA 7(a) programs to meet diverse borrower needs.

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General SBA 7(a) Loans
Small SBA 7(a) Loans
CAPLines
Express & International Trade
SBA 7(a) Loans

General Small Business Loans

As a nationwide Lender Service Provider, B:Side Capital works with banks and credit unions to support their SBA 7(a) lending. We handle the heavy lifting behind the scenes while allowing lending institutions to maintain strong relationships with their clients.

Our partners rely on us for clear communication, transparent pricing, and reliable turnaround times—helping them offer SBA lending confidently and efficiently.

  • Loan sizes: up to $5 million
  • Terms: determined by partner lender, generally between 10-25 years
  • Interest Rates: fixed or variable rates based on loan size + Base Rate. Base Rates include Prime, SBA Optional Peg Rate, Treasury Note Rate, & Secured Overnight Funding Rate (SOFR)
  • Business acquisitions
  • Business expansion
  • Startup costs
  • Working capital
  • Tenant improvements
  • Commercial real estate purchases or renovations
  • Purchase furniture, fixtures, and equipment
  • Business debt refinance
  • Professional fees
  • Low down payments
  • Long repayment terms
  • Competitive interest rates
  • Suitable for a wide range of business purposes
  • Up to 85% government guaranty
  • Faster processing for loans of $350,000 or less
  • The SBA 7(a) loan program is financed 100% by a lender where the SBA typically provides a 75-85% guarantee.
  • The loan can provide up to 100% project financing.
  • Equity injection requirements are mostly determined by the lender, except in cases of most business acquisitions and new businesses, 10% will be required.
Type of SBA 7(a) Loan Assistance

Comprehensive SBA 7(a)
Loan Support

Support across standard, small, and specialized SBA 7(a) programs to meet diverse borrower needs.

General SBA 7(a) Loans
Small SBA 7(a) Loans
CAPLines & MARC Loans
Working Capital Pilot
Express & International Trade
Lender Development

Customized SBA 7(a) Trainings

Exploring an LSP partnership but want to learn more first? Our SBA experts offer trainings to help your team build confidence in SBA 7(a) lending, whether or not an LSP agreement is in place.

Your lending staff can also access pre-recorded trainings anytime through our Lender Portal. Active LSP partners receive expanded education and deeper support to strengthen their SBA lending strategy.

Contact our Client Relations team to learn more and schedule a training.

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Work With Us

Ready to partner with B:Side as your trusted non-profit LSP?

We understand that selecting an LSP often requires buy-in from senior leadership. Because SBA 7(a) lending can offer a meaningful competitive advantage, we’ve created a straightforward, shareable guide to support your internal approval process.

There’s no upfront cost to getting started. The process is simple:
  • Sign the Loan Services & Indemnification Agreements
  • Once SBA-approved, you gain immediate access to our full suite of services
Ready to get started?

The B:Side Difference


As your Lender Service Provider, we lead with relationships. You can expect a responsive team, clear guidance, and a personalized experience built around your goals and your clients’ success.