For Brokers

SBA 504 Loan Program Highlights

We help brokers close more deals.

Your clients may not realize they only need 10% down to buy commercial real estate, but you do. And with the right financing partner, that insight can turn into more closed transactions.

At B:Side Capital, we help brokers move deals forward with fast turnaround times and a streamlined SBA experience. We specialize in owner-occupied commercial real estate financing through the SBA 504 loan program, built to support small business growth with below-market, long-term rates.

Purchase an existing building with 51% minimum occupancy
Expand or renovate an existing commercial property
Ground-up or new construction with 60% minimum occupancy
Soft and closing costs financed within total project amount
Refi and partner buyouts on owner-user commercial real estate
SBA 7(a) Loan Program Highlights

Need financing for a business acquisition?

As a Lender Service Provider, we partner with banks and credit unions nationwide to support SBA 7(a) financing. With more buyers and sellers entering the market, the SBA 7(a) loan program makes transitions more accessible, and more likely to close.

For buyers, it means less cash out of pocket. For sellers, it creates smoother, fairer deals. And for brokers, it helps keep transactions moving forward instead of stalling.

Low down payment requirements, typically around 10%
Extended repayment terms available for up to ten years
Financing for goodwill, working capital, equipment, and related needs
Support for partner buyouts, family successions, and business expansion
No balloon payments or prepayment penalties on loans under fifteen years
Helps retain jobs by keeping established teams in place
Why partner with B:Side?

Benefits of Partnering on SBA Lending Solutions

The old narrative about SBA loans being slow doesn’t match reality — at least not with us. We simplify the process so your clients can reach the closing table faster and with fewer surprises.

Whether you’re evaluating SBA 504 real estate financing for owner-user projects or SBA 7(a) loans for a business acquisitions, we help you deliver competitive solutions that set you apart.

Use our Eligibility Check to assess a project quickly or connect with our team directly. We’re here to help you expand your SBA options and close more deals.

Benefits for brokers to partner on SBA projects.