Through a combination of grants, program-related investments, and loans from our lending partners, B:Side Fund offers unique small business financing options designed to support early-stage to established businesses located in Colorado and New Mexico, helping entrepreneurs access responsible capital to start and grow their operations.
Direct small business loans for early to established businesses seeking working capital, debt refinance, or equipment purchases in Colorado and New Mexico.
Colorado, New Mexico
For-profit businesses; In operation for over 6+ months
$10,000-$150,000 (Colorado) | $10,000-$75,000 (New Mexico)
Working Capital, Debt Refinance, Inventory & Equipment (excluding vehicles and trailers)
Fixed up to 10.00%, 3-5 year terms
Blanket UCC Lien on Business Assets
10% of loan amount
4.0% of loan amount
Growth-focused financing for established Colorado businesses with positive cash flow investing in working capital, inventory, or equipment.
Colorado
For-profit businesses; Business must have 1-year positive cash flow in the past 5 fiscal years
$20,000-$100,000
Working Capital, Inventory & Equipment (excluding vehicles & trailers)
Fixed from 6.01-6.32%, 3-5 year terms
Blanket UCC Lien on Business Assets
10% of loan amount
2.0% of loan amount
Fast working capital loans for eligible rural small businesses in Colorado and New Mexico with no collateral required.
Rural Colorado or Rural New Mexico only
For-profit businesses; In operation for over 6 months
$20,000-$25,000
Working Capital
Fixed up to 10.00%, 3 year term
None
None
Up to 7.5% of loan amount
Entry-level small business loans designed to build or strengthen business credit while accessing working capital.
Colorado, New Mexico
For-profit businesses; In operation for over 6 months
$10,000
Working Capital
Fixed at 10.00%, 3 year term
None
None
Up to 7.5% of loan amount
In partnership with Colorado’s Office of Economic Development and International Trade, B:Side Fund offers financing to small businesses in the startup phase.
Colorado
For-profit businesses; In operation between 6-24 months
$20,000-$150,000
Working Capital, Inventory & Equipment (excluding vehicles & trailers)
Fixed up to 10.00%, 3 year term
Blanket UCC lien on business assets
10% of loan amount
3-4% of loan amount
A clear, guided process designed to help small businesses move from eligibility to funding with confidence.
Interested in learning more? Download our Desk Guide for additional program information.