Small Business Pitch Competition
Pitch your idea for a chance to win a $25,000 grant in our small business pitch competition! This competition provides small businesses the opportunity to present an AI-enabled or cloud-based project to receive a $25,000 grant for development support. Applications will be evaluated based on the strength of your proposed AI or cloud-based solution, including […]
Understanding Financial Statements
Understanding financial statements are the backbone of every small business’s financial health. They tell the story of how money flows through your business, offering insights into revenue, costs, profits, and long-term stability. Whether you’re preparing for a loan application, managing cash flow, or planning for growth, understanding these reports is essential. There are three essential […]
From Personal Credit to Business Credit: A Path to Growth
Starting and growing a business is about more than just having a great idea—it’s about building a strong financial foundation. One of the most powerful tools every entrepreneur needs to understand is credit. For many small business owners, especially in the early stages, personal credit is the first key that opens doors to financing. Lenders […]
The Importance of Business Financials: A Guide for Small Businesses
At B:Side Fund, we are dedicated to supporting your success. Our mission is to foster the economic growth of diverse small businesses. We believe that when entrepreneurs have access to the right financial knowledge and tools, they do more than grow their businesses, they create jobs, uplift communities, and drive lasting economic impact. That’s why […]
Boost Your Business with B:Side’s Credit Builder Program
Are you a business owner looking to strengthen your personal and business credit? B:Side’s Credit Builder program is here to help! Our program is designed for entrepreneurs who need access to capital while working on improving their credit standing. What is the Credit Builder Program? Unlike traditional loan programs, B:Side’s Credit Builder program offers $10,000 […]
Looking for a loan for working capital?
If you are in need of some working capital, need to refinance debt, or purchase equipment and inventory. A CLIMBER loan may be for you. This unique loan offers many advantages to Colorado-based small businesses. benefits Loans between $20,000-100,000 Fixed interest rate Low fee of only 2.0% of the loan amount No prepayment penalties interest […]
Are you an entrepreneur or small business owner in rural New Mexico?
B:Side Fund and Rocky Mountain MicroFinance Institute (RMMFI) have partnered to bring a capital-meets-capacity approach to supporting underserved and low-income entrepreneurs in rural New Mexico as part of a USDA grant. RMMFI will deliver their proven educational programming, while B:Side Fund will continue to provide inclusive access to capital. IDEA Every entrepreneur’s journey starts with […]
Managing Credit Card Utilization: A Crucial Skill for Small Business Owners
As a small business owner, you’re no stranger to the myriad financial challenges that come with running your enterprise. One critical aspect of financial management that often requires careful attention is credit card utilization. While credit cards can be invaluable tools for managing cash flow and covering expenses, high credit card utilization can pose significant […]
Understanding Business Debt Service and Cash Flow
When borrowing money, lenders typically ask for your cash flow and debt service statements for your business. While these are closely related financial concepts, they are not the same. Here is the key difference between them: Debt Service: Refers to the regular payments made by a business to repay their debt, typically in the form […]
Guide to a Successful Loan Application
For many businesses, loans have become an essential part of operating and expanding a business. Whether it be to purchase new equipment or inventory, acquire a business, purchase real estate, or reach other goals, loans can be a valuable tool when managed wisely. However, obtaining a loan is not as simple as filling out an […]