Our New Offerings
What makes B:Side unique? We constantly strive to push the boundaries of what is normal for our industry. We are innovative, collaborative, open-minded, energetic, and hard-working. All in the name of shaking up industry standards to help more small businesses access affordable capital. Recently, we have launched a variety of offerings to do just that… […]
Join our Lender Giveaway Program
How it Works It’s simple to join our Lender Giveaway Program. Running from April 2024 through September 2024, each month two lenders will be randomly awarded with a $500 Visa gift card (or other prize of similar value*). There are two buckets that we will draw from on a monthly basis. One for SBA 504 […]
2024 Board & Committee Members
This year, we had an unprecedented number of applicants! We are also excited to have full representation in our expansion states with 15 members across AZ, NM, and UT. We appreciate our returning volunteers, as well as those who are new to the committee. All are dedicated to supporting our mission and the various loan […]
Demystifying the CRA Credits and the SBA 504 Loan Program
If you’re navigating the world of small business lending and Community Reinvestment Act (CRA) credits, the recently issued Final Rule effective April 1, 2023 has some exciting changes for you. The Basics: SBA 504 Loan Program and CRA Credit The Final Rule amended the Federal Reserve, FDIC and OCC regulations, creating more CRA options. In […]
Happy New Year from our CEO!
Dear B:Side Capital Community, As we bid farewell to 2023 and welcome the new year, I stand in awe of the remarkable journey we have embarked upon together. Reflecting on the past year, my heart is full of gratitude for each of our Board Members, Loan Review Committee Members, and particularly our exceptional staff, whose […]
SBA Community Advantage: Loans for Underserved Small Businesses
The Small Business Administration (SBA) offers various loan programs to provide financial assistance to businesses that face challenges in accessing traditional financing. In order to specifically target underserved communities, the SBA created the Community Advantage (CA) Pilot Loan Program in 2011 to close the credit gap and increase access to smaller-dollar loans to early stage, […]
What Exactly Is a Lender Service Provider?
A Lender Service Provider (LSP) refers to the role of helping a bank originate SBA 7(a) loans and get them approved for funding, properly serviced and liquidated as needed. This process involves several steps, including gathering information from the borrower, evaluating their creditworthiness, and assessing the risk associated with the loan, and most importantly in […]
Brace for Impact: Guidance for Bankers on Navigating an SBA Shutdown
In the world of financial unpredictability, the looming shadow of another potential government shutdown paints a dire picture for small business lending. While Congress wrestles with federal budget negotiations, at B:Side Capital, we recognize the immense responsibility on the shoulders of small business bankers who use the SBA loan programs to ensure the economic well-being […]
Celebrating Hispanic Heritage Month
Hispanic Heritage Month, observed from September 15th to October 15th each year, was officially established in the United States in 1988 by President Ronald Reagan. Its purpose is to recognize the enduring influence and accomplishments of Hispanic Americans in various fields, including art, music, literature, science, politics, and business. Hispanic Heritage Month has its origins […]
SBA 504 Fee Relief Extended to Dec. 31st
We’re excited to announce that we are extending our exclusive Fee Relief Program. Borrowers save $2,500 on all SBA 504 loans submitted to SBA until the end of the year. Details $2,500 in savings for businesses located in Colorado, Utah, Arizona, & New Mexico Runs until December 31st Nothing additional needed to apply Benefits B:Side […]