2025 Board and Committee Members
Why SBA Loans Are a Critical Tool for Bankers in 2024
In 2024, economic uncertainty continues to shape the lending landscape. Rising interest rates and tightened lending criteria have made it increasingly difficult for small businesses to access traditional financing. According to a recent survey, 77% of small business owners are concerned about their ability to secure credit, a sharp increase from previous years (1). Against […]
Understanding the SBA 504 Prepayment Penalty
The SBA 504 program is a great financing solution to businesses seeking funds to purchase their commercial real estate for their small business or purchase heavy equipment. The program offers a fully amortizing term of 10, 20 or 25 years with a low, fixed interest rate, currently starting at 5.765%. In addition to the attractive […]
SBA Releases 2025 Fiscal Year Fee Adjustments
The SBA has announced the fee structure for Fiscal Year 2025. This applies to loans approved between October 1, 2024, and September 30, 2025. Every year, the Small Business Administration (SBA) reviews the fees that SBA 504 and SBA 7(a) borrowers pay. This helps ensure the programs are financially healthy and sustainable, so they can […]
How the SBA 504 Loan Can Help Your Bank Compete on Interest Rates
There are many advantages to the SBA 504 loan program that can provide you with a competitive advantage and provide the best financing for your small business client. The SBA 504 loan program combines financing from a bank, credit union, or other financial institution with financing from the SBA to allow for up to 90% […]
Small Business Gap Financing
Working with a small business and unable to approve the full loan amount? We can offer additional financing. If you are working with a business that needs an additional $20,000 to $100,000, we may be able to provide gap financing. Through the Colorado Revolving Loan Fund, B:Side Fund can be a gap financing partner on loans […]
Lendio Denver Partners with B:Side Fund on Small Business Learning Series
Lendio Denver is thrilled to announce its partnership with B:Side Fund, a mission-based nonprofit small business lender to provide free, educational resources to small business owners through its sponsorship of the B:Side University Small Business Learning Series. The collaboration between Lendio Denver and B:Side Fund provides local business owners with an ongoing central source of […]
2023 Funding Partners
COLORADO HOUSING AND FINANCE AUTHORITY COLORADO STARTUP LOAN FUND CITYWIDE BANKS, A DIVISION OF HTLF BANK UNITED STATES DEPARTMENT OF AGRICULTURE Small business administration Zoma Foundation Independent Financial InBank U.S. Economic development administration Colorado Office of Economic Development & International Trade Want to receive more content like this? Sign up for our small business updates.
B:Side’s Ambassador Committee
In 2024, we launched a new opportunity to engage with our small business community… In order to provide valuable market insights within our current footprint, we have invited a group of lenders and economic development professionals to garner feedback on what they are seeing within their small business communities. Their feedback is an essential piece […]
2023 Lending Partners
SBA 504 PARTNERS Adams Bank & Trust Alpine Bank, A Colorado Banking Corporation American Bank of Commerce ANB Bank, a Colorado State Bank Bank Five Nine Bank of Colorado Bank of the San Juans, Division of Glacier Bank Bank of Utah Byline Bank Cache Valley Bank Capital Community Bank Collegiate Peaks Bank, Division of Glacier […]