Understanding the SBA 504 Prepayment Penalty
The SBA 504 program is a great financing solution to businesses seeking funds to purchase their commercial real estate for their small business or purchase heavy equipment. The program offers a fully amortizing term of 10, 20 or 25 years with a low, fixed interest rate, currently starting at 5.765%. In addition to the attractive […]
SBA Releases 2025 Fiscal Year Fee Adjustments
The SBA has announced the fee structure for Fiscal Year 2025. This applies to loans approved between October 1, 2024, and September 30, 2025. Every year, the Small Business Administration (SBA) reviews the fees that SBA 504 and SBA 7(a) borrowers pay. This helps ensure the programs are financially healthy and sustainable, so they can […]
How the SBA 504 Loan Can Help Your Bank Compete on Interest Rates
There are many advantages to the SBA 504 loan program that can provide you with a competitive advantage and provide the best financing for your small business client. The SBA 504 loan program combines financing from a bank, credit union, or other financial institution with financing from the SBA to allow for up to 90% […]
Small Business Gap Financing
Working with a small business and unable to approve the full loan amount? We can offer additional financing. If you are working with a business that needs an additional $20,000 to $100,000, we may be able to provide gap financing. Through the Colorado Revolving Loan Fund, B:Side Fund can be a gap financing partner on loans […]
Lendio Denver Partners with B:Side Fund on Small Business Learning Series
Lendio Denver is thrilled to announce its partnership with B:Side Fund, a mission-based nonprofit small business lender to provide free, educational resources to small business owners through its sponsorship of the B:Side University Small Business Learning Series. The collaboration between Lendio Denver and B:Side Fund provides local business owners with an ongoing central source of […]
2023 Funding Partners
COLORADO HOUSING AND FINANCE AUTHORITY COLORADO STARTUP LOAN FUND CITYWIDE BANKS, A DIVISION OF HTLF BANK UNITED STATES DEPARTMENT OF AGRICULTURE Small business administration Zoma Foundation Independent Financial InBank U.S. Economic development administration Colorado Office of Economic Development & International Trade Want to receive more content like this? Sign up for our small business updates.
B:Side’s Ambassador Committee
In 2024, we launched a new opportunity to engage with our small business community… In order to provide valuable market insights within our current footprint, we have invited a group of lenders and economic development professionals to garner feedback on what they are seeing within their small business communities. Their feedback is an essential piece […]
Our New Offerings
What makes B:Side unique? We constantly strive to push the boundaries of what is normal for our industry. We are innovative, collaborative, open-minded, energetic, and hard-working. All in the name of shaking up industry standards to help more small businesses access affordable capital. Recently, we have launched a variety of offerings to do just that… […]
Join our Lender Giveaway Program
How it Works It’s simple to join our Lender Giveaway Program. Running from April 2024 through September 2024, each month two lenders will be randomly awarded with a $500 Visa gift card (or other prize of similar value*). There are two buckets that we will draw from on a monthly basis. One for SBA 504 […]
2024 Board & Committee Members
This year, we had an unprecedented number of applicants! We are also excited to have full representation in our expansion states with 15 members across AZ, NM, and UT. We appreciate our returning volunteers, as well as those who are new to the committee. All are dedicated to supporting our mission and the various loan […]